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NJ Life & Health Insurance Group
Medicare Part A

Part A Hospital

Medicare Part A will cover hospital, skilled nursing, hospice, and home health care.

Who Can Receive Part A?

Individuals 65 or older who meet citizenship and residency requirements, individuals under 65 on disability for 25 months, or individuals with End-Stage Renal Disease are eligible for Medicare part A.​​​

How Much Does Part A Cost?

For the majority of Medicare recipients, Part A has no premium. If an individual has established 40 quarters of employment over a period of ten years, while contributing to the Medicare tax, the premium is waived. If an individual only contributes to Medicare Taxes for 30-39 quarters, they may purchase Part A for $278 each month. If an individual contributed towards Medicare Taxes for less than 30 quarters, they may purchase Part A for $506 each month.​​​​

What Other Costs Are Associated With Part A?

Medicare Part A does have a few out of pocket costs. As of 2022, the Part A deductible is $1,600, which covers you the first 60 days after being admitted as an inpatient. After the 60th day, the daily copay is $400. After the 90th day, the daily copay is $800 until the 60 reserve days are exhausted. After this, all remaining costs fall to the beneficiary. Talk to us about a Medicare Supplement that will cover these costs.

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