Part C Medicare Insurance
What is Medicare Part C?
Medicare Part C is often reffered to as a Medicare advantage plan with prescription drug coverage, or MAPD. In its most basic form, an MAPD allows you to trade in your rights under Original Medicare to have a private insurance company effectively meet those same benefits. While many of these plans are offered at low to zero-dollar premiums and accompanied by a drug plan, the trade-off is a much smaller network of doctors you can see, similar service costs as if you had stayed on original Medicare, as well as a potential out-of-pocket maximum of $6,700 for the year.
What Does Part C Cover?
In all types of Medicare Advantage Plan, you’re always covered for emergency and urgent care.
Your Medicare Advantage Plan must cover all of the services that Original Medicare covers except hospice care. Original medicare covers hospice care even if you’re in a Medicare Advantage Plan.
Your Medicare Advantage Plan is not supplemental coverage.
Your Medicare Advantage Plan may offer extra coverage, such as vision, hearing, dental, and/or health and wellness programs.
Most Part C include Medicare prescription drug coverage (Part D).
How Do I Get Part C?
Give us a call! Not all of Medicare Advantage Plan work the same way, so before you join, take the time to find and compare Medicare Health Plans in your area. Once you understand the plan’s rules and costs, you may be able to join by completing a paper application, calling the plan, or enrolling on the plans website. Medicare also has information on quality to help you compare plans.