NJ Life & Health Insurance Group

Product Disclosure

American Retirement Life Insurance Company, P.O. Box 26580, Austin, TX 78755-0580, (866) 459-4272. Medicare Supplement Policy Form Series: Plan A: AR-MS-AA-A-GN, AR-MS-IA-A-GN, AR-MS-CR-A-GN; Plan F: AR-MS-AA-F-GN, AR-MS-IA-F-GN; AR-MS-CR-F-GN; Plan G: AR-MS-AA-G-GN, AR-MS-IA-G-GN, AR-MS-CR-G-GN; Plan N: AR-MS-AA-N-GN, AR-MS-IA-N-GN, AR-MS-CR-N-GN.

 

Cigna Health and Life Insurance Company, P.O. Box 26580, Austin, TX 78755-0580, (866) 459-4272. Medicare Supplement Policy Form Series: Plan A: CHLIC-MS-AA-A-GN, CHLIC-MS-IA-A-GN, CHLIC-MS-CR-A-GN; Plan F: CHLIC-MS-AA-F-GN, CHLIC-MS-IA-F-GN, CHLIC-MS-CR-F-GN; Plan High Deductible F (HDF): CHLIC-MS-AA-HDF-GN, CHLIC-MS-IA-HDF-GN, CHLIC-MS-CR-HDF-GN; Plan G: CHLIC-MS-AA-G-GN, CHLIC-MS-IA-G-GN, CHLIC-MS-CR-G-GN; Plan N: CHLIC-MS-AA-N-GN, CHLIC-MS-IA-N-GN, CHLIC-MS-CR-N-GN.

 

Loyal American Life Insurance Company, P.O. Box 26580, Austin, TX 78755-0580, (866) 459-4272. Medicare Supplement Policy Form Series: Plan A: LY-MS-AA-A-GN, LY-MS-CR-A-GN; Plan F: LY-MS-AA-F-GN, LY-MS-CR-F-GN; Plan G: LY-MS-AA-G-GN, LY-MS-CR-G-GN; Plan N: LY-MS-AA-N-GN, LY-MS-CR-N-GN

 

In Oregon - Loyal American Life Insurance Company, P.O. Box 26580, Austin, TX 78755-0580, (866) 459-4272. Medicare Supplement Policy Form Series: LOYAL-MS-AA-A-OR, LOYAL-MS-AA-B-OR, LOYAL-MS-AA-C-OR, LOYAL-MS-AA-D-OR, LOYAL-MS-AA-F-OR, LOYAL-MS-AA-G-OR, LOYAL-MS-AA-N-OR

 

Our company and agents are not connected with or endorsed by the U.S. Government or the federal Medicare provided and subject to change. Please do not send money. You must first complete an application to obtain coverage. These policies contain exclusions, limitations and terms under which the policies may be continued in force or discontinued. Premiums and benefits vary by plan selected. Please review the Outline of Coverage for a brief description of the benefits offered by each plan. Medicare Supplement policies are guaranteed renewable for life and cannot be terminated for any reason other than non-payment of premiums or material misrepresentation in the application for insurance. The company reserves the right to increase premiums on a class basis. Full terms and conditions of coverage are defined by and governed by an issued Medicare Supplement policy. For further details of the coverage, contact your agent or the company. In some states, Medicare Supplement plans may be available to persons under age 65 who are eligible for Medicare due to disability.

We Do Not Offer Every Plan Available In Your Area. Any Information We Provide Is Limited To Those Plans We Do Offer In Your Area. Please Contact Medicare.gov Or 1-800-MEDICARE to get information on all of your options.

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SERVICES:

Medicare | Healthcare | Annuities | Life Insurance | Health Insurance Brokers in New Jersey | Group Health Insurance| Group Life Insurance | Individual Insurance | Medicare Advantage | Medicare Supplements | PDP | Cancer Policies

COUNTIES SERVED:

Bergen County NJ, Middlesex County NJ, Essex County NJ, Hudson County NJ, Monmouth County NJ, Ocean County NJ, Union County NJ, Camden County NJ, Passaic County NJ, Morris County NJ, Burlington County NJ, Mercer County NJ, Somerset County NJ, Gloucester County NJ, Atlantic County NJ, Cumberland County NJ, Sussex County NJ, Hunterdon County NJ, Warren County NJ, Cape May County NJ, Salem County NJ

LOCAL COMMUNITIES:

Holiday City, Silver Ridge, Manchester, Toms River, Lakewood, Brick, Barnegat, Waretown, Forked River, Lacey, Lanoka Harbor, Beechwood, South Toms River, Wintringham Park, Holiday Heights, Windsor Park, Manitou Park, Barnegat Bay, Gilford Park, Silverton Estates, White Oak Bottom, Leisure Village East, Cedar Glen West, Leisure Knoll, Pine Ridge