
We maintain a Better Business Bureau A+ rating
About NJ Life and Health

We are a family-owned insurance brokerage based in Toms River, NJ that specializes in Medicare Supplements, Medicare Advantage, Life Insurance, Long Term Care, Group Insurance, ACA coverage and more! We are proud to call Ocean County, NJ our home. But we work in 29 states!
We will educate you on Medicare, help you will all the government paperwork, and help you choose the best Medicare plan for your needs!
We have helped thousands of people like you navigate Medicare and make it as pain free as possible. We provide year round support where you can talk to a real person right here in New Jersey. No chatbots or overseas call centers.
We work with you for life to help you navigate the changing Medicare landscape.
Schedule your free Medicare education today to start the process! We can talk over the phone, over zoom, in our Toms River office, or even in your house!
Call 848-226-6897 or visit our Toms River, NJ office.



What Our Clients Say







We are a proud member of the New Jersey Chamber of Commerce

We are a proud member of the New Jersey Chapter of NABIP
States We Work In
As of 9/15/25, NJ Life and Health currently works in the following states: Arizona, Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Montana, New Jersey, New Mexico, New York, North Carolina, Ohio, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Virginia, and West Virginia