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Our Team

William O'Hara NJ Life and Health
John O'Hara NJ Life and Health
Bill O'Hara NJ Life and Health
Michael Power NJ Life and Health
Ken Connolly NJ Life and Health
Jo Gallo NJ Life and Health
Abagail Lorenzo NJ Life and Health
Patrick Brenner NJ Life and Health

John O'Hara

President, Licensed Life & Health Insurance Specialist

John is a licensed NJ Life and Health Insurance Producer, and the President and Owner of NJ Life and Health Insurance Group LLC in Toms River NJ. After leaving the scientific research field and spending time in the Medicare industry, he and his brother William recognized a need for unbiased insurance education not motivated by sales commissions. With that, they started NJ Life and Health in March of 2018 and strive to help educate clients every day. His prior employment consisted of Pediatric Glioblastoma research in Bar Harbor, Maine, and biological and chemical education here in NJ. Outside of insurance, he loves to see local live music around Ocean County, and head to the beach to surf!

Ken Connolly

Marketing Director, Licensed Life & Health Insurance Specialist

Ken is an Ohio State Business School graduate who has helped hundreds of people over his 2 years with the company. He spent his 20's in the music industry where he learned marketing by running his own record label. He has since taken that expertise to NJ Life & Health. Ken enjoys helping seniors understand the complexities of Medicare so they can avoid any issues and save as much money as possible. Watch him in our digital segments, "One Minute Medicare". Outside of work, he enjoys producing music, spending time with family and friends, cooking, working out, and participating in Spartan races. 

William O'Hara

Managing Partner, Licensed Life & Health Insurance Specialist

After graduating Summa Cum Laude from Northeastern University in Boston, Will began a career in investment banking capital markets at Credit Suisse in Manhattan. After a four year stint on Wall Street, Will returned home to New Jersey to start NJ Life and Health Insurance Group with his brother John and his father Bill. After seeing how many people misunderstood insurance, and the grave mistakes folks made when not properly educated on insurance programs, NJ Life and Health Insurance Group was born. As both the founder of the insurance brokerage, and a broker himself, Will spends his time educating clients on how the various types of health and life insurance work, with a specialized focus in Medicare, life insurance, and group health insurance plans.


Outside of work, Will enjoys spending time with his family, traveling, snowboarding, running, and a nice day at the beach.

Jo Gallo

Licensed Life & Health Insurance Specialist

Jo Gallo is a newer agent with NJ Life and Health Insurance Group, LLC.  She spent most of her career consulting with business owners and leaders regarding how to lower costs and deliver premier products and services to their customers.  In 2019, Jo decided to change her career and began her journey into Medicare Consulting.  Jo is currently licensed in most states but has found her home of New Jersey  is where she prefers to provide Medicare Consulting. Outside of work she enjoys Music, Walking, Cooking, and dancing. 

Abagail Lorenzo

Licensed Life & Health Insurance Specialist

Abagail earned her Life & Health Licenses while studying Biology at Monmouth University. Working here as helped her realize her passion for insurance and helping those whose lives have been effected by the industry. She is currently studying at High Point University to become a certified Physician's Assistant. Upon graduation, she will work as both a PA and insurance broker. She feels combining the two will make her a more informed medical professional and insurance producer. Outside of work, she enjoys trying new coffee shops and rock climbing.

Patrick Brenner

Licensed Life & Health Insurance Specialist

Patrick Brenner is a licensed Medicare broker with over 5 years of experience in the field. Over that time, he has assisted hundreds of people in understanding and choosing the best plans for them.  What Patrick enjoys most about being a broker with NJ Life and Health is meeting new people and being able to help them with no bias. He has made it his goal to give each individual the hands-on care they deserve. Outside of work, he enjoys playing music, reading, hiking, and going to the movies.

Bill O'Hara

Principal, Licensed Life & Health Insurance Specialist

Bills' career in the insurance industry has spanned 35 years. He enjoys sharing his vast experience, which helps clients fully understand all aspects of Medicare, Long Term Care, Home Health Care, and Final Expense. His knowledge on all these subjects allows his clients to have an easy and enjoyable transition into retirement. Outside of work he enjoys spending time with friends and family. 

Michael Power

Licensed Life & Health Insurance Specialist

Michael has been in the insurance business for the last 10 years. He enjoys interacting and educating Medicare eligible recipients. When he is not helping others, he enjoys being  on the golf course and attending country concerts. He also enjoy poking fun at famous retired football players in our commercials!

Kenneth Guzman-Andrade

Licensed Health Insurance Specialist

After graduating from Stockton University with a degree in health science in 2022, Kenny wanted to make a positive impact in the world of healthcare. While many go towards the clinical side of healthcare; Kenny decided to take the road less traveled and quickly found himself a home at NJ life and health. He loves meeting new faces and helping them with challenges that arise when dealing with health coverage, costs, medications and more! Outside of work Kenny enjoys activities such as going golfing, attending concerts, skateboarding, and having a good ol time in the sun with friends and family.

Kenneth Guzman-Andrade NJ Life and Health
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