Optum Medical has decided to go out-of-network with several insurance companies starting in January 2026. This list includes: AmeriHealth commercial plans: Effective Jan. 15 Cigna/HealthSpring Medicare Advantage: Effective Jan. 31 All Fidelis plans, including: Commercial-NJ: Effective Jan. 1 Managed Medicaid-NJ: Effective Jan. 1 Horizon (Blue Cross) Dual Special Needs (DSNP): Effective Jan. 15 Managed Medicaid: Effective Jan. 15 Wellpoint (AmeriGroup) Medicare Advantage

Long Term Care Planning event NJ Life and Health and others will be a part of! Our own John O'Hara will be joining the star-studded panel at Planning for Long-Term Care on Oct 29th at 6 PM at B2 Bistro in Toms River . He'll be discussing the intricacies of Long-Term Care planning with Christine Matus of Matus Law , family lawyer Jennifer Armstrong , and financial adviser Frank Vicendese of Silver Bay Financial . Be sure to RSVP as spots are filling up fast!

New Jersey Medicare enrollees are receiving notices about significant premium increases and plan changes for 2026. The Medicare annual enrollment period (October 15 - December 7) brings major adjustments that will impact thousands of beneficiaries across the state. We here at NJ Life and Health have received dozens of calls from concerned enrollees in recent weeks. People are worried as they receive their Part D increase notices and Advantage plan termination letters. We've