First, we gather information about your situation to see if you need to join Medicare or can wait until after 65 to avoid penalty.

Then, we run you through a detailed education on what Medicare is, and what supplements, advantage plans, and drug plans are. We will also explain your options if you have Medicare due to disability.

If necessary, we walk you through the steps required to enroll in Part A and Part B of Medicare to avoid having to deal with Social Security on your own.

After you feel fully educated, we help you choose what plan fits your needs best, assuring that your doctors and drugs are covered by your plan, and matching the benefits you need.

Once all is said and done, we work with you for life to help you with questions, policy issues or changes, billing issues, and changes to medications or doctors.