Smiling Senior Couple
Yoga Class for all Ages
Senior Citizen Exercise Class
Pharmacist helping elderly woman


NJ Life and Health Insurance Group was founded by William and John O'Hara to provide clients with an unbiased evaluation of individual and family insurance needs, while ensuring access to life and health insurance policies, annuities, and medicare supplements from all available providers.


Our company maintains the highest standards of insurance practice, while focusing specifically on the needs of each individual client. We contract with all of the top rated insurance carriers, with a focus on providing the best policy choices and service to each client.


It takes an experienced team of professionals to successfully guide one through the complex process of selecting the appropriate insurance or retirement product. At NJ Life and Health Insurance Group, our dedicated and knowledgeable team of licensed insurance agents will help you navigate your insurance needs and find you the best prices available across all carriers.


We provide a professional and convenient way to evaluate all your needs from the comfort of your home, or in our office. Simply stop by our office or give us a call, and we will gladly provide you with a free unbiased evaluation and consultation!



Late Enrollment Penalties


William O'Hara


John O'Hara




Just fill out the form below to get started.

Get a FREE quick Medicare estimate

now online. 

Click the button below for a Free Dental and Vision Quote now online.

ameritas primestar button.png


"I love working with them. They are very helpful in every capacity. It feels like family! I would refer them to anyone."

"John is very intelligent and extremely professional"

Mike A.

"The BEST out there! So glad I stopped by when I did. Amazing!"

Brenda C.

Nadine M.



Our Address

600 Mule Road, Unit 7

Toms River, NJ 08757

Tel: 848-226-6897

Fax: 848-480-2610


Monday – Friday

9 AM –5 PM

  • Instagram - Black Circle
  • Facebook - Black Circle
  • Twitter - Black Circle
Find us on the map

Enter 600 Mule Rd Toms River, NJ 08757 in your online map service (like Google maps) or you can use the map below for directions. We are unit 7.

Email Us


Medicare | Healthcare | Annuities | Life Insurance | Health Insurance Brokers in New Jersey | Group Health Insurance| Group Life Insurance | Individual Insurance | Medicare Advantage | Medicare Supplements | PDP | Cancer Policies


Bergen County NJ, Middlesex County NJ, Essex County NJ, Hudson County NJ, Monmouth County NJ, Ocean County NJ, Union County NJ, Camden County NJ, Passaic County NJ, Morris County NJ, Burlington County NJ, Mercer County NJ, Somerset County NJ, Gloucester County NJ, Atlantic County NJ, Cumberland County NJ, Sussex County NJ, Hunterdon County NJ, Warren County NJ, Cape May County NJ, Salem County NJ


Holiday City, Silver Ridge, Manchester, Toms River, Lakewood, Brick, Barnegat, Waretown, Forked River, Lacey, Lanoka Harbor, Beechwood, South Toms River, Wintringham Park, Holiday Heights, Windsor Park, Manitou Park, Barnegat Bay, Gilford Park, Silverton Estates, White Oak Bottom, Leisure Village East, Cedar Glen West, Leisure Knoll, Pine Ridge

NJ Life and Health Insurance Group, LLC is not affiliated with or endorsed by the Social Security Administration or the Federal Medicare Program

Right click protected

© 2018 NJ Life and Health Insurance Group

Website designed by

  • Facebook Social Icon
  • Twitter Social Icon
  • Instagram Social Icon