Medicare

Why Medicare Call Centers Aren’t the Right Choice for You

When you are on the verge of first becoming eligible for Medicare, you will become inundated with marketing materials. You will get an...

How Do Prescriptions Work with Medicare?

Prescriptions these days can be expensive, especially for seniors who may be on multiple medications. Medicare beneficiaries want to do...

How Do I Calculate Drug Costs on Medicare?

Calculating what you will pay for prescriptions on Medicare can be overwhelming. There are 4 coverage phases that affect pricing,...

How Do I Avoid Medicare Penalties?

Medicare beneficiaries are constantly getting mail warning them of penalties related to Medicare. This mail often has frightening...

How Can I Get Out of a Medicare Advantage Plan?

Some of our clients love Medicare Advantage plans, while for others it’s not their cup of tea. We always give an honest comparison...

When Do I Sign Up for Medicare?

Signing up for Medicare can be stressful. There are many different enrollment periods for varying circumstances. And it doesn’t help you...

What Is Medicare Annual Enrollment, And What Can I Do During This Time?

The calls are coming in. The commercials are on every channel. The mail is stacking up at your doorstep. Make no mistake, Medicare Annual...

How Do VA Benefits Work With Medicare?

VA Benefits Introduction VA or Veteran Affairs Benefits are a topic always on the mind of our clients who have served. Many seniors have...

What is Medicare Part B Excess?

One of the more common questions we get at NJ Life & Health is “What the heck is Medicare Part B Excess?”. Let’s do a deep dive. Medicare...